• Our Loan Services

    What we offer for you

    We provide online instant cash loans, asset loans, and business loans with quick approval that suit your term

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    Cash Loan

    N50,000 - N200,000

    • Borrow - N50,000 over 3 months
    • Interest rate - Affordable rate

    Are you in need of a quick loan? We are here to make it happen for you. Get an instant loan for your needs within 24hrs.

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    Asset Loan

    N100,000 - N5,000,000

    • Lease - N5,000,000 over 20 months
    • Interest rate - Affordable rate

    Do you want to purchase an asset and you are low on cash? Don't worry we got you covered. Get your dream asset.

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    Business Loan

    N100,000 - N1,000,000

    • Borrow - N1,000,000 over 6 months
    • Interest rate - Affordable rate

    Accelerate your business. Turn it from a dream to a reality. Get up to N1m in 24hrs.

    How it Works

    At Sparkling Wave Investment Company Limited, accessing funding is simple. Kindly, hit the chat button via WhatsApp to begin your loan processing. Our team customizes a loan to fit your needs, and approves it promptly. Repay on schedule with our ongoing support. Apply now and fuel your business growth!

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    Apply for loan

    Apply now for a tailored loan to meet your company's cash requirements and preferred term. Our flexible loan options are designed to accommodate your unique needs, ensuring quick access to the necessary funds. Don't let financial constraints hinder your business ambitions; take advantage of our customizable lending solutions for expedited funding and seamless growth.

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    Application review

    During the review process, we will assess various factors including but not limited to your financial history, creditworthiness, collateral (if applicable), and the purpose of the loan/asset acquisition. Our goal is to provide you with a fair and transparent evaluation while maintaining the highest standards of confidentiality and professionalism.

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    Get funding fast

    Secure fast funding tailored to your company's cash needs and term preferences. Our flexible loan customization ensures quick access to the required amount, with terms that suit your business goals. Don't let financial constraints slow you down; leverage our expedited funding solutions for swift business growth.

    Apply for a Business, Asset or Cash loan.